1. What not to do

If you discover that you are in fact in debt the most important thing is that you do not ignore it. You cannot turn a blind eye; you cannot bury your head. If you are in debt you have to face it head on otherwise it will get worse and...

2. Tips on dealing with debt

Everyone ends up in debt at one point or another in their lives, whether it is student loans, mortgages, personal loans or credit cards. No matter what the debt, here are a few simple pointers to help you deal with it.   Know the...

3. Telling your partner you’...

If you are in debt and your finances are separate to your partners, or if you are in charge of the family finances, one of the hardest steps to take is to actually tell your partner that either you are in debt or that the whole family is...

4. Can a budget help?

A common question that is asked when the topic of debt is floating around is whether or not a budget can really help. The answer is simple. Yes it really can – IF you stick to it. Even the best drawn up budget in the world is useless if...

5. Asking for help

Asking for help is a difficult and often a humbling exercise. Whether you are turning to friend, the bank or a debt counsellor it is never easy to admit that you are out of your depth and actually need help. Bearing this in mind try not to...